For Apartment building owners, managers, and investors
Apartment building insurance quote checklist
The information that helps turn an apartment-building inquiry into a reviewable submission.
Mark LosavioReviewed August 27, 20266 min read
Property identity
- Exact premises address
- Legal named insured and ownership entity
- Mailing address
- Mortgagee or lender requirements
- Property manager and primary contact
Physical building
- Year built, construction, stories, units, and square footage
- Roof, wiring, plumbing, and heating updates
- Sprinklers, alarms, fire escapes, elevators, and boilers
- Occupancy, vacancy, subsidized units where requested, and short-term rental activity
- Commercial occupancy and cooking details
Financial values
- Building replacement value and valuation date
- Rental value or business-income estimate
- Deductible preference
- Required property and liability limits
- Umbrella limit and underlying schedule
Current insurance and losses
- Declarations and full current policy where available
- Renewal date and known nonrenewal or requirement notices
- Currently valued loss runs
- Open claims and completed corrective work
- Inspection reports or recommendations
Review before sending
Confirm that unit counts, values, dates, named insureds, and loss information agree across the schedule, application, policy, and lender request. Flag uncertainty instead of filling a gap with an assumption.