Professional liability
Errors and omissions
Professional-liability coverage for eligible firms whose services or advice can create financial-loss allegations.
E&O underwriting focuses on the services provided, contracts, controls, clients, prior acts, claims, and the requested retroactive and reporting structure.
A fit to explore for
- Property managers
- Consultants
- Professional service firms
- Eligible real-estate operations
- Other advice-based businesses
Common considerations
- Covered professional services
- Claims-made reporting
- Retroactive date
- Contractual liability
- Defense and limit structure
Questions
A clearer place to begin.
Start with the practical details that shape the application and review.
Is E&O occurrence-based?
Many E&O policies are claims-made, but the actual form controls. Reporting requirements and retroactive dates require careful review.
Does general liability replace E&O?
Usually not. General liability and professional liability address different allegations and contain different terms.
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